Answer the following eight questions, keeping track of the number of yes and no answers.

1. Do you have defined financial objectives, with numbers and time frames?

2. Do you have a written financial plan that accounts for your current assets and sets strategies for achieving your objectives?

3. If you continue your current investment program, will it provide for your desired retirement lifestyle?

4. Do you have a target investment policy (matching your investment-portfolio expectations with performance-benchmark indices and your tolerance for risk)?

5. Do you have a will, a power of attorney and a health-care directive?

6. Have you ranked your financial risks and taken steps to protect yourself against the most important ones?

7. Have you reviewed your financial objectives, financial plan, investment program, investment policy legal documents and risks within the past 12 months?

8. Are you satisfied that you have taken all appropriate actions to reduce your income tax due for the current year?

* Copied with permission, from the website of Allegheny Financial Group / Allegheny Investments, Ltd.

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