If you answered no to 5 or more questions, your financial future is probably at serious risk and your control of your future is low. For your own and your family's welfare, you should contact a professional advisor now -- to analyze your situation, set objectives and plan strategies to achieve them.

If you answered yes to 4 or 5 questions, you are above average, but would benefit significantly from a review of your situation with a professional advisor and refinement of your plans within the next few months.

If you answered yes to 6 or more, your financial planning score is excellent, although within the next six months you should address with a professional advisor any questions to which you answered no.